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Your Super Should Not Be Left Unchecked
Understand the Areas That Can Affect Your Super Over Time
Fund Fees and Costs
Superannuation funds may include administration fees, investment fees and other costs. Understanding the fees attached to your account can help you ask better questions about your current fund.
Insurance Inside Super
Many super accounts include insurance cover. This may include life insurance, total and permanent disability cover or income protection. Before making changes to your super, it is important to understand what cover may already exist.
Fund Performance
Super fund performance can change over time. A review enquiry can help you look at general performance questions and whether your current arrangements need closer consideration.
Account Structure
Your current super account may have been set up years ago. Your employment, family situation, income, contributions and retirement goals may have changed since then.
Lost Super
If you have changed jobs or moved house, you may have super from a previous employer or older account that you have lost track of.
Multiple Super Accounts
More than one super account may mean duplicated fees, insurance arrangements or account features that should be reviewed.
It May Be Worth Reviewing Your Super If…
- You have not reviewed your super for several years
- You were placed into a default super fund by an employer
- You have changed jobs and may have more than one account
- You are unsure what fees your fund charges
- You do not know whether you hold insurance inside super
- You are approaching retirement and want to understand your position
- You want to ask better questions about your financial future
- You may have lost or forgotten super from previous employment
You Work Hard for Your Super. Take the Time to Understand How It Is Working for You.
Superannuation is easy to ignore because it often sits in the background. You may only see it on a statement or when your employer makes contributions. Over time, however, small details can matter.
Fees, insurance, investment performance, contributions and account structure can all influence how your super develops over the long term. Starting a review enquiry can help you better understand the areas that may need attention.
Know Where You Stand
Start by understanding your current super account and the details attached to it.
Ask Better Questions
A review enquiry can help you focus on fees, insurance, performance and account structure.
Plan for Retirement
Your super can form an important part of your retirement planning conversation.
Take the First Step
Wise Investments Direct helps you begin the process with a clear and practical enquiry pathway.
A Clear Superannuation Review Process
A Simple Step-by-Step Guide
01. Share Your Details
Provide some initial information about your current and previous super accounts.
02. Identify Your Accounts
Review where your super may be held and whether you have more than one active account.
03. Understand the Differences
Consider the fees, insurance, investment options and features attached to each account.
04. Access Licensed Advice Where Appropriate
Where personal financial advice is appropriate, a licensed adviser may consider your circumstances and explain the available options.
When Was the Last Time You Checked Your Super?
Your super may have been set up when you started a job many years ago. Since then, your income, employment, family situation and retirement goals may have changed. Your fund may also have changed its fees, insurance options or investment settings.
A superannuation review enquiry gives you a practical starting point to better understand your current position.
- Check whether your fund details are up to date
- Understand what fees may apply to your account
- Ask whether insurance is attached to your super
- Look for possible lost or multiple accounts
- Consider whether your super still fits your future planning needs
Have More Than One Super Account?
Closing or transferring a super account may affect insurance cover, benefits, investment options or other fund features. A review enquiry can help you understand the questions that should be asked before any decision is made.
Other Ways We Can Help
Free Super Health Check
A simple starting point if you are unsure whether your super needs attention.
Multiple Super Accounts
Review whether more than one account may need closer attention.
Find Lost Super
Make an enquiry about older super accounts you may have lost track of.
Consolidating Super
Understand the potential costs, benefits, insurance implications and account features to consider before bringing multiple super accounts together.
Important Information
Frequently Asked Questions
5-Star Rated
1,000+ Satisfied Customers
Read about the experiences shared by previous users of the service.
See If You Qualify for Your FREE Super Review
Start Your Free Super Review
Start With a Clear Super Review
Wise Investments Direct guides clients through the superannuation review process while working alongside licensed financial advisers. Where personal financial advice is appropriate, a licensed adviser may provide tailored recommendations through the formal advice process.